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2012 ‘Independence’ Sale From ING Direct


Online bank is offering a checking account bonusING Direct is back with its “Financial Independence Days” promotion, its first under new owner Capital One.

And while there’s not a lot to get excited about, the checking account bonus from the online bank is fairly decent.

But you need to act before July 4 to take advantage.

New customers who sign up for an Electric Orange checking account can earn a bonus of $152.

This is a bit larger signup bonus than ING Direct offered last year.

To get the first $76, you must make five purchases with the Electric Orange Card or Person2Person Payments (a direct transfer into another bank account) within the first 45 days.

You’ll get your money by Aug. 22.

To get the extra $76, you’ll need to set up direct deposit and have at least two direct deposits of $250 hit your account by Aug. 31. You’ll get that money on Sept. 10.

Find out more about this deal at www.ingdirect.com/independence.

The Electric Orange account is a nice free checking option, although it doesn’t offer much in the way of interest.

You’ll earn just 0.20% APY on balances of less than $50,000.

But ING still has no overdraft fees, no monthly fees and it boasts free access to 35,000 ATMs that are part of the Allpoint Network.

The online bank also recently released a smartphone app called CheckMate that allows customers to deposit checks remotely.

There are other offers as part of the ING Direct sale, including a 401(k) rollover bonus and referral bonuses. Again, nothing spectacular, and no CD rates deal either.

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