Imperial Capital Bank 5.75% APY 12-Month CD

Imperial Capital Bank is offering 5.75% APY on their 12-month CD accounts. Minimum opening balance of $2,000, No Monthly Maintenance Fee, Penalty for Early Withdrawal.

I am thinkinig about laddering a few CD accounts here to lock in the current high interest rates for the future.

Imperial Capital Bank offers an array of banking services for both personal and commercial needs. Imperial Capital currently offers checking accounts, money market accounts, savings accounts, certificates of deposit, ATM transactions and Internet banking options. In addition, customers can get real estate loans, commercial loans, multifamily loans, and entertainment loans from Imperial Capital Bank. Branches of the Imperial Capital Bank are located in Baltimore, Beverly Hills, Carson City, Costa Mesa, Encino, Glendale, San Diego, and San Francisco.

Formerly the Imperial Thrift and Loan Association, the Imperial Capital bank was established in 1974. Later, in ‘95, when Imperial thrift sold shares to the public, the ITLA Capital Corporation was revealed as the parent company. The Imperial Capital Bank currently manages four separate divisions: the commercial real estate division, the express loan program, the ICB Entertainment Finance ™, and finally, its banking service division. Seven physical branches of the Imperial Bank currently exist in various locations.

The Banking Service Division of Imperial bank supplies banking services. Personal checking, senior checking, savings accounts, money market accounts and certificates of deposit are available via the banking service division of the Imperial Capital. Meanwhile, the Commercial Real Estate Lending Division handles commercial loans in the range of 1 to 20 million dollars. An array of business accounts are available as well, including basic business checking, analyzed business checking, interest checking, money market checking, and savings and certificates of deposit for businesses. Further, the ICB Entertainment Finance ™ supplies banking and collection services for companies involved in the industry of entertainment: companies like those involved in television or independent film sectors.