bank rates

2-State Deal: 48-Month CD Pays 1.95%

BayCoast Bank continues to treat savers in Massachusetts and Rhode Island with a solid deal on 48-month CDs.

It’s paying 1.95% APY with a $500 minimum deposit.

hand dropping a coin into a pink piggy bank

BayCoast’s return fits in nicely between the top nationally available 36-month and top 60-month offers on our CD Rates Leaderboard. (We don’t track national 48-month rates.)

It also finds a spot among the best local deals from credit unions and community banks across the country.

BayCoast earns a solid four out of five stars from Bankrate’s Safe & Sound ratings system and, as with all banks we report on, is insured by the FDIC.

Checking account customers are paid an additional tenth of a percentage point on certificates of deposit.

You must work or reside in Massachusetts or Rhode Island to buy a certificate of deposit at a BayCoast branch in Dartmouth, Fairhaven, Fall River, New Bedford, North Dighton, Seekonk, Somerset, Swansea, and Westport, Massachusetts; or Tiverton, Rhode Island.

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