bank rates

2 CD Specials Available To Everyone

Hand grabbing money out of a jarNorth Carolina’s First Flight Federal Credit Union has a few special CD rates available to savers everywhere.

With a $10,000 minimum deposit of new money, it pays:

  • 1.25% APY for 15-month CDs.
  • 1.50% APY for 23- or 24-month CDs.

That 15-month rate ties the top nationally available 24-month CD rate on our CD Rates Leaderboard.

And those 23- and 24-month CDs are especially attractive, given that they tie the top nationally available 36-month CD rate.

While these promotional CD rates aren’t listed on the credit union’s deposit rates page, you can find them if you click the “investments” tab from the home page, then “certificates.”

You have to be a member of First Flight Federal Credit Union to buy these certificates of deposit. Anyone can become a member by first joining the Capital Area Preservation Association, a nonprofit dedicated to historic preservation in Wake County, for $5.

Membership is also available to members’ family and household members, as well as those associated with a long list of employers and groups. That list also isn’t easy to find; you need to start the online membership process to access it.

Membership in First Flight Federal Credit Union requires a $25 deposit in a share savings account.

Although you can join the credit union through the website, you have to buy these promotional CDs over the phone or in person.

First Flight Federal Credit Union has eight branches, in Cary, Cherry Point, Greenville, Havelock, Holly Springs, Kinston, Morehead City and New Bern.

Learn more about First Flight Federal Credit Union at or call 800-807-0766.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 4.80 out of 5)
One Existing Comment
  1. GBS said:
    on September 29th at 08:04 pm

    Getting a savings and CD account established online was straight-forward. Online chat and phone support are solid. Hard to beat this rate right now on a 24 month CD. The only “catch” is the extremely narrow window to avoid an automatic CD rollover, which is the day prior to maturity. The disclosures say there is no grace period after rollover, and a redemption after rollover will cause an interest penalty.