bank rates

2% CD Rates Available To All Savers

Eli Lilly Federal Credit Union has a special on 60-month CD rates and a new membership eligibility option that allows anyone to join.

It pays 2.00% APY with a $1,000 minimum deposit.

That’s more than a tenth of a percentage point higher than the top nationally available 60-month CD rate on our CD Rates Leaderboard.

You have to be a member of Eli Lilly Federal Credit Union to buy these certificates of deposit.

In the past, membership was limited to employees and retirees of the pharmaceutical giant Eli Lilly and Company; employees, retirees, students and members of a short list of other companies and organizations; and family and household members of someone who qualifies for membership.

But now savers across the United States can become members by joining Tru Direction Inc., an Indianapolis-based nonprofit organization that helps people improve their financial literacy.

Membership in Tru Direction costs $5, but Eli Lilly Federal Credit Union will turn around and deposit that same amount in your share savings account.

Members can buy CDs over the phone or at a branch, or begin the process by emailing customer service.

There are five branches in Indiana, in Clinton, Greenfield and Indianapolis.

Learn more about Eli Lilly Federal Credit Union at or call 800-621-2105.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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