bank rates

2.25% CD Rates Available In 11 States

blue piggy bankMidFirst Direct has raised two of its long-term CD rates, which are available to savers in 11 states.

With a $1,000 minimum deposit, it now pays:

  • 1.75% APY for 48-month CDs.
  • 2.25% APY for 60-month CDs.

The top nationally available 60-month CD rate on our CD Rates Leaderboard comes in a fifth of a percentage point less than that, at 2.05% APY.

MidFirst Direct is the online bank of Oklahoma City-based MidFirst Bank, which has branches in Oklahoma as well as Phoenix. But the CD rates available through bricks-and-mortar branches aren’t nearly this good.

If you live in Arkansas, Arizona, California, Florida, Missouri, Nevada, New Hampshire, New York, Oklahoma, Texas or Wyoming, you can buy MidFirst Direct’s certificates of deposit easily online.

Learn more about MidFirst Direct at or call 800-471-1001.

Compare these returns with the best CD rates from scores of banks in our extensive database.

UPDATE 3/6/15: MidFirst now pays 2.20% on its 60-month CDs and 1.85% on its 48-month CDs.

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