Focus Bank’s 19-month CD rates are good online and in Missouri — and even better in Arkansas.
Missourians and those who qualify to buy online will earn 1.61% APY with $1,000 minimum deposit, while Arkansans will get 1.71% APY with the same deposit amount.
How good are these rates?
The current 24-month leader on our CD Rates Leaderboard is paying 1.55% APY.
You can buy these certificates of deposit online (www.focusbank.com) or at a Focus Bank branch.
Online CDs are available to residents of Missouri and Arkansas as well as Kentucky, Tennessee and parts of Illinois.
But remember, Arkansans will earn an additional tenth of a percentage point by walking in the door of a branch.
Focus Bank has six branches in Arkansas, in Jonesboro, Marmaduke, and Pargould, and five in Missouri, in Caruthersville, Charleston, East Prairie, Hornersville and Sikeston.
See how these returns compare with the best CD rates from scores of banks in our extensive database.