bank rates

15-Month CD Deal Widely Available To Savers Across Northeast And Midwest

Big banks, even the larger regional banks, have been slow to rally and raise their savings rates.

That’s why we continue to be excited about the 15-month CD Citizens Bank is offering at 1.30% APY.

Although that rate began as a limited-time special last fall, Citizens has kept that deal around long after it was supposed to expire.

We know it’s not much more than the top nationally available return of 1.25% APY for 12-month CDs on our CD Rates Leaderboard.

But Citizens is the 13th-largest bank in the country (by assets), with 1,200 branches across the Northeast and Upper Midwest.

That makes this rate more widely available than most of the local deals we find at smaller community banks and credit unions.

Citizens’ 15-month deal is only available online and only to savers who live in the bank’s 11-state market – Rhode Island, where Citizens Bank is headquartered, Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania and Vermont.

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