Piedmont Bank is now offering a 5.75% APY on certificate of deposit terms from 12 to 60 months. This is one of the best cd rates in the nation. The minimum is $1,000, and these are available as regular or IRA CDs. Also, these are available as business CD’s as best certificate of deposit rates in America. Interest may be credited to the best bank CD or paid by check.
Branches are located in Atlanta and Norcross, Georgia. On the cd rates page, it states that "Rates and terms offered are limited to Piedmont Bank’s market area."
The cd bank has been FDIC insured since 2001. It has a safe and sound rating of 4 out of 5 stars at bankrate.com.
Piedmont Bank was established in 1998 and is an Internet bank offering customers financial services. Piedmont Bank is a member of the Federal Deposit Insurance Corporation and is state chartered. The Internet banking options afforded to customers by Piedmont Bank included personal checking accounts like the Free First Choice Checking, the Prime First Checking, the Super First Checking, the Classic Checking Account, and the Classic Plus Checking Account. Savings account options offered at Piedmont Bank include the Young Savers Account, the First Savers Account, Certificates of Deposit, Individual Retirement Accounts, and the Coverdell Education Savings Account.
Piedmont Bank supplies loan services to customers. Customers can apply for Personal Loans, Home Equity Loans, Home Construction Loans, and Home Mortgage Loans. Meanwhile, businesses can also access great financial services at Piedmont Bank including FPB Free Business Checking, FPB Business Checking Plus for Sole Proprietors and Non-For-Profit Organizations, Commercial Checking, and business loans. Piedmont Bank makes business banking easy by offering customers access to a night deposit, merchant services, personal credit cards and corporate credit cards.
Since Piedmont Bank offers Internet banking services, all customers can review account statements online, quickly process and review transaction history, set up automatic bill pay options, and easily transfer funds from one account to the next. Piedmont Banks also makes several financial tools available including financial calculators. Customers can calculate retirement savings, loan payment expectations, savings, and make other important financial assessments with ease online. Calculations can them be used to properly plan for the future.
FNBO Direct 3.25% Savings
HSBC Direct 3.00% Savings
ETRADE 3.30% Savings Account

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