La Jolla Bank 5.75% APY 12-Month CD

La Jolla Bank has a 5.75% APY 12-month certificate of deposit account that is availible. It seems more convenient to open this account in person, since their site doesn’t seem that well integrated with e-banking. They have branches throughout Southern California, though, so you might want to drop by in person to get in on this hot rate.

Overview of La Jolla Bank

La Jolla Bank is federally chartered and has offices situated in three states: Arizona, California and Texas. La Jolla Bank was established in 1985 and La Jolla Bank’s headquarters is based in the state of California. La Jolla Bank currently has more than ten branches in operation, with administrative Rancho Santa Fe, a main office in La Jolla, and branches located in Rancho Santa Fe California; Escondido, California; Mission Viejo, California; Newport Beach, California; Beverly Hills, California; La Quinta, California; Indian Wells, California; Palm Desert, California; and Dallas, Texas. Meanwhile, La Jolla Bank has several loan offices situated in Las Vegas, San Francisco, Phoenix, and New York, with a Processing Center in Escondido.

Review of La Jolla Bank

La Jolla Bank’s current financial condition is outstanding; with over 3 billion dollars in assets, the La Jolla Bank remains a strong presence in the financial industry. La Jolla Bank’s current President and CEO is Rick F. Hall and the La Jolla Bank offers an array of financial services, including Internet banking options. Checking accounts, savings accounts, individual retirement accounts, and certificates of deposit are all available and the La Jolla Bank offers a variety of loans. Loans supplied by La Jolla Bank include apartment loans, multifamily loans, commercial loans, industrial loans, lot loans, fixed rate construction loans, permanent loans, fixed rate mortgages, adjustable mortgages, small business administration loans, home equity lines of credit, commercial real estate lines of credit, commercial unsecured lines of credit and personal loans. La Jolla Bank is a member of the Federal Deposit Insurance Corporation.