bank rates

1.35% Tops Ranking Of 3-Month CD Rates

iGObanking took the lead in 3-month CD ratesa couple of weeks ago, and no bank is threatening to topple it.

iGObanking took the lead in 3-month CD rates a couple of weeks ago, and no bank is threatening to topple it.The online division of Flushing Savings Bank in New York is paying 1.35% APY with a reasonable $1,000 minimum deposit.

That’s more than you can earn with the best nationally available 6-month CDs.

We don’t see that very often, so you know it’s an exceptional deal that probably won’t last long.

The other top nationally available rates on 3-month certificates of deposit are:

1.01% APY with a minimum deposit of $10,000 from ISN Bank, with offices in Cherry Hill, Woodstown, and Somers Point, N.J.

1.00% APY from Hudson City Savings Bank. It requires a $5,000 minimum deposit from online applicants, but only $500 for in-person purchases at any of its New York, New Jersey or Connecticut branches.

0.90% APY with a $10,000 minimum deposit from Goldwater Bank, which has a single location in Scottsdale, Ariz.

0.80% APY with a $10,000 minimum deposit from Virtual Bank, an online division of Lydian Private Bank in Palm Beach Gardens, Fla.

0.80% APY with a 2,500 minimum deposit from Woodlands Commercial Bank, an online bank based in Salt Lake City.

Compare these returns with the best CD rates from scores of other banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. DealMaven said:
    on August 12th at 09:45 am

    The CD Rates Leaderboard For August 9 is still good. An early morning survey found rates unchanged today.

  2. DealMaven said:
    on August 20th at 10:44 am

    On Aug.20, Hudson City Savings Bank lowered its rate on the 3-month CD to 0.75% from 1.00%, knocking it out of the rankings.