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CD Rates by Darci Swisher
June 19, 2013 07:52 AM -
0 Comments
Transportation Federal Credit Union has above-Leaderboard 60-month CD rates for its 18,500 members near Washington, D.C., and Boston.
It pays 1.81% APY with a $1,000 minimum deposit.
The top nationally available 60-month CD rate on our CD Rates Leaderboard is now just 1.76% APY. Click here to read more

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Posted in
CD Rates by Darci Swisher
June 18, 2013 08:05 AM -
0 Comments
Dime Bank has special 6-year bump-up CD rates for savers in southeastern Connecticut and southwestern Rhode Island.
We know, six years.
But it pays 2.00% APY with a $500 minimum deposit, and you can increase the rate once during the term. Click here to read more

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Posted in
Checking Accounts,
Savings Accounts by Susan Ladika
June 17, 2013 06:00 AM -
0 Comments
Residents of three Midwestern states can open both a checking account that pays more than 2% and a savings account that beats the top nationally available rate.
Coulee Bank (www.couleebank.net) in La Crosse, Wis., pays 1.00% APY on balances to $15,000 with a Kasasa Saver account. In comparison, the best nationally available savings accounts pay just 0.90% APY.
The Kasasa Saver account must be set up in conjunction with a Kasasa Cash rewards checking account, which pays 2.55% APY on balances up to $15,000. Click here to read more

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Posted in
CD Rates by Darci Swisher
June 16, 2013 06:00 AM -
0 Comments
The most you’ll earn for 60-month CD rates is now 1.76% APY on our CD Rates Leaderboard.
Yegads.
And — I hate to say it — I’m not confident this rate will stick around for long. Click here to read more

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Posted in
CD Rates by Darci Swisher
June 15, 2013 06:00 AM -
0 Comments
I like the CD rates I’m finding during my reviews of big credit unions, including Alliant Credit Union, the sixth-largest credit union in the United States with more than 270,000 members.
The Chicago-based credit union’s best deal is its 48-month CD, which pays 1.55% APY — just about two-tenths of a percentage point below the 60-month term leader on our CD Rates Leaderboard.
The average rate large banks and thrifts offer for 60-month CDs is a significantly lower 0.78%. Click here to read more

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Posted in
CD Rates by Mike Cetera
June 14, 2013 01:30 PM -
0 Comments
Break out the champagne, strap on your dancin’ shoes and grab a party hat.
Average 5-year CD rates are on the rise.
OK, OK, the average rate increased by just one-one hundredth of a percentage point this week in our national survey, lifting it barely off the term’s record low, but …
… It’s the first week-over-week increase since March 2012. Click here to read more

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Posted in
CD Rates,
Popular by Charles Rechlin
June 14, 2013 06:00 AM -
0 Comments
I’ve always appreciated banks and credit unions that offer special deals to existing customers—deals in which the anointed depositor (like me) gets something the great unwashed masses can’t.
Often, they take the form of “loyalty” bonuses or bump-ups for renewing maturing CDs.
Sometimes, they appear as “customer-only” promotions, where current depositors are given the opportunity to open CDs at rates higher than publicly posted by the institution. Click here to read more

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Posted in
CD Rates,
Popular by Darci Swisher
June 13, 2013 08:02 AM -
0 Comments
Libertad Bank has special 18-month CD rates available to all Lone Star State savers.
It pays 1.25% APY with a $1,000 minimum deposit.
That matches the top nationally available 24-month CD rate on our CD Rates Leaderboard.
And it’s a fifth of a percentage point higher than the 12-month leader. Click here to read more

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Posted in
CD Rates,
Popular by Darci Swisher
June 12, 2013 09:46 AM -
0 Comments
After fluctuating between 1.20% APY and 1.30% APY in May, 24-month CD rates have settled right in the middle.
Salem Five Direct (www.salemfivedirect.com), the online division of Salem Five Bank, which has 23 branches just north of Boston, now offers the lead rate of 1.25% APY with a $10,000 minimum deposit. Click here to read more

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