bank rates credit cards insurance finance calculators

Finance A New Car For Just 2.39%, With No Down Payment Or Application Fees

The nation’s seventh-largest credit union is offering some of the cheapest new-car loans we’ve seen this summer, and they’re available to borrowers nationwide.

Chicago-based Alliant Credit Union is charging as little as 2.39% APR for up to 60 months.

That’s two percentage points below the average cost for 5-year auto loans according to our national survey of lenders.

If you borrow $20,000 at 2.39% APR for 60 months, your monthly payment would be $353.

That would save you about $14 a month over the average auto loan, or more than $800 over the full five years.

Alliant will also allow you to finance up to 100% of your vehicle purchase, and there is no application fee for auto loans. You can submit an application online and get your loan the same day. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
Loading ... Loading ...

Michigan Deal On 48- And 60-Month CDs

Michiganders can earn 2.50% APY on 60-month CDs at Vibe Credit Union.

You can try searching Bankrate’s extensive database for its best CD rates, but we suspect you’ll have a hard time beating it.

Vibe tops the best nationally available return of 2.31% APY offered by the banks on our CD Rates Leaderboard.

That earns it a spot in our rankings of the best local deals from credit unions and community banks around the country.

Looking for a quicker maturity date? Vibe’s paying 2.00% APY on 48-month CDs, too.

While we don’t track that term nationally, that’s also among the highest rates from credit unions and community banks.

Membership is open to residents of Michigan’s Lower Peninsula, and these certificates of deposit can be purchased online, over the phone or at one of Vibe’s eight branches in the Detroit area with a $500 minimum deposit.

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 4.38 out of 5)
Loading ... Loading ...

Milwaukee Deal: $200 Checking Bonus

Milwaukee-area savers can earn a $200 bonus by opening a new checking account at First Federal Bank.

The bonus is available on all four types of First Federal checking accounts and only requires customers to:

  • Create a recurring direct deposit of at least $250 a month.
  • Make 10 debit card purchases within the first 45 days.

Do that and the checking bonus will be paid after the account has been open for 60 days.

But you’ve got to hurry. The bonus expires Aug. 1.

To get started, just print an online flyer from the bank’s website and take it to one of First Federal’s three offices in suburban Waukesha or on Howell Street in Milwaukee.

Freedom Checking is the bank’s free account, with no monthly service fees and a $100 minimum deposit. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 3.50 out of 5)
Loading ... Loading ...

E-Loan Wades Into 1- And 2-Year CD Fray

After shaking up its rates 10 days ago to offer the top nationally available 36- and 60-month CDs, E-Loan has done it again to lead two other terms.

Raising its 24-month yield to 1.52% APY, the online bank tops our CD Rates Leaderboard just one day after previous leader Silvergate Bank reduced its own 1.52% yield to 1.46% APY.

E-Loan also boosted its 1-year return to 1.25% APY, which puts it in a four-way tie with co-leaders CIT Bank, Sallie Mae Bank and Synchrony Bank.

Raising both of these to precisely the top rate as of two days ago – when E-Loan was already co-leading the 36- and 60-month terms – seems to indicate an aim to share top billing across multiple terms.

But then yesterday Silvergate pushed E-Loan and co-leader EverBank aside by increasing the top 36-month lead rate by a mere hundredth of a percentage point.

At the same time, Silvergate lowered its 24-month return to 1.46% APY, putting E-Loan’s new rate alone at the top. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 4.00 out of 5)
Loading ... Loading ...

Silvergate Grabs Top Spot In 3-Year CDs

After consistently residing in the middle to bottom rungs of our CD rankings, it appears Silvergate Bank has developed a taste for the spotlight.

For the third time in five weeks, the San Diego bank with four branches in southern California has revamped its returns just enough to claim top billing on our CD Rates Leaderboard of top nationally available deals.

The latest move increases its 36-month yield to 1.66% APY, snatching the lead from E-Loan and EverBank by a razor-thin margin of a hundredth of a percentage point.

In a similar game of leading by the slightest possible increment, Silvergate lowered its 24-month return from 1.52% APY to 1.46% APY, just enough to stay ahead of Synchrony Bank and its 1.45% return.

Silvergate also continues to require a $25,000 minimum deposit for its certificates of deposit – the most we allow banks to impose and remain qualified for a spot on the Leaderboard. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 4.80 out of 5)
Loading ... Loading ...

3-Year, 1.73% CD Rates In Upstate N.Y.

Upstate New Yorkers continue to enjoy competitive 36-month CD rates from Massena Savings & Loan.

We’ve been tracking the 3-year returns at this small thrift since 2011, and it’s currently paying 1.73% APY with a $1,000 minimum deposit.

Bags of money

You can try searching Bankrate’s extensive database for its best CD rates, but we suspect you’ll have a hard time beating it.

Massena tops the best nationally available yield from the banks on our CD Rates Leaderboard .

Unfortunately, you have to live in Massena or one of its surrounding communities to buy these certificates of deposit, and you must make that purchase at one of its two branches, on Main Street in Massena and Lincoln Avenue in Waddington.

Live somewhere else? Check out all of the top local and regional CD deals we track at community banks and credit unions.

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 4.80 out of 5)
Loading ... Loading ...

Philadelphia Deal: Earn 2% On 2-Year CDs

Citadel Federal Credit Union has a very good deal for southeast Pennsylvania savers.

It’s paying 2.00% APY on 24-month CDs with just a $500 minimum deposit — the same rate it was offering on 48-month CDs last fall and winter.

Go ahead and search Bankrate’s database for its best CD rates. You’ll have a hard time beating it.

Citadel is paying three-quarters of a percentage point more than the best nationally available returns from the banks on our CD Rates Leaderboard.

That’s good enough to put Citadel on our roundup of the best local deals from credit unions and community banks across the country.

Membership is open to anyone who lives or works from Philadelphia to Lancaster, and once you join, you can buy certificates of deposit by phone, online or at one of the credit union’s 17 branches.

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 5.00 out of 5)
Loading ... Loading ...

Kemba CU Pushes Up 5-Year CD Rates


Cincinnati-area savers can outearn the top-paying national banks with a 60-month CD from Kemba Credit Union.

Ohio’s third-largest credit union is paying 2.50% APY on 5-year certificates, outdoing the best nationally available return on our CD Rates Leaderboard by almost two-tenths of a percentage point.

That’s why this deal can be found in our constantly updated roundup of the best CD deals from credit unions and community banks around the country.

Anyone who lives, works or holds a Kroger Plus Card in two dozen Ohio, Kentucky and Indiana counties surrounding Cincinnati can join Kemba by mail or at one of its 11 branches.

Members may buy certificates of deposits at a branch, by mail or over the phone, with a $500 minimum deposit.

Comments (0)
4 votes, average: 4.50 out of 54 votes, average: 4.50 out of 54 votes, average: 4.50 out of 54 votes, average: 4.50 out of 54 votes, average: 4.50 out of 5 (4 votes, average: 4.50 out of 5)
Loading ... Loading ...

Idaho CD Rates As Hot As Summer

Idaho’s Pioneer Federal Credit Union has a couple of odd-term CDs worth noting.

With a very modest $500 minimum deposit, its members can earn:

  • 1.35% APY on 13-month CDs, and …
  • 1.65% APY on 25-month CDs.

Go ahead and search Bankrate’s database for the best national deals on 1- and 2-year CDs. You’ll have a hard time beating those rates.

Pioneer is paying more than the banks on our CD Rates Leaderboard.

These rates also land Pioneer a spot among the best local deals from credit unions and community banks across the country.

You must live in southwest Idaho or be a member of the Mountain Home Air Force Base Retirement Association to join the credit union and take advantage of these deals.

But once you’re in, certificates of deposit can be purchased online or at any of Pioneer’s dozen branches.

Comments (0)
10 votes, average: 4.50 out of 510 votes, average: 4.50 out of 510 votes, average: 4.50 out of 510 votes, average: 4.50 out of 510 votes, average: 4.50 out of 5 (10 votes, average: 4.50 out of 5)
Loading ... Loading ...