bank rates

Granite CU Offers Tough-To-Beat Deal On 11-Month CDs in Utah

granite city credit union

For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 3.05% APY on a 11-month term, which is beating out the top nationally available 1-year return by a quarter of a percentage point. It’s also nearly as much as many of the top nationally available 5-year CDs are paying.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

Click here to read more

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6-Month CD Rates Roundup: Top National Deal Pays 2.68%

top 6 month cd rates

One bank is leading the charge on 6-month CDs. Advancial Financial Credit Union is offering 2.68% APY with a hefty $25,000 minimum.

That minimum is tough to hit. Fortunately, there are two banks right behind Advancial offering 2.60% APY on this term.

As always, shopping locally may earn you more from a credit union or community bank. We’ll talk about how to find those deals.
Click here to read more

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Check Out These Eye-Popping CD Rates From TIAA Bank

tiaa bank cd rates

TIAA Bank has been dominating the rankings on short- and long-term CDs recently. If you’re looking for a great CD rate, and you’re not sure where to turn, chances are TIAA has a product that will pique your interest.

Indeed, it’s consistently leading our list of the top-paying nationally-available CDs.

It helps that the bank has to compete in this rising-rate environment.

Overall we’ve seen hefty increases on nearly all terms this month, providing some hope that CD returns are finally heading back to a place where they’ll be valuable for savers.

But we still have a long road to back to the returns we saw pre-recession.

The average 5-year CD pays just 1.44% APY.

Fortunately, TIAA Bank is offering more than twice that average on 5-years — 3.00% APY with a $5,000 minimum deposit to open.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

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6 Safe Places to Invest Your Money

safe places to invest your money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

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Citizens Access’ CD Rates Are Some Of The Best Around

citizens access cd rates

It’s rare to find a national bank paying the top rate on nearly every CD term, but Citizens Access is certainly trying to do just that.

CD rates from the online bank are highly competitive.

And we consistently see this bank at the head of the pack.

The one caveat is that it does require a somewhat hefty $5,000 minimum deposit to open a CD.

If you can’t quite swing that minimum, check out banks like Marcus and PenFed, who are both offering competitive CD rates with lower minimums.

Overall, CD rates are on the move this month. To our delight, we’ve seen several banks increase their CD rates in the new year.

But we’re not quite there yet. The average 5-year CD pays just 1.44% APY.

Fortunately, Citizens Access is offering more than twice that average on 5-years — 3.15% APY with a $500 minimum.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Read on to learn more about Citizen’s CDs.

Click here to read more

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Best National Savings Accounts for April 2019

best savings accounts

After years of stagnation, we’re finally starting to see a rise in savings rates.

And this month there’s been some movement.

One bank takes the lead on our list of the best national savings accounts for April 2019 — Customers Bank.

It’s offering 2.50% APY with a hefty $25,000 minimum deposit requirement and a $25,000 minimum to earn the APY.

Can’t hit that minimum? Fortunately there are several banks trailing close behind Customers Bank with much lower requirements. And we’ll tell you what those are.

Click here to read more

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Best Money Market Rates for April 2019

best money market account rates for march 2019Three banks this month are paying 2.50% APY on a money market account.

Investors eAccess, All American Bank and Redneck Bank all pay that rate.

We think it will be difficult to find a better deal, but we encourage you to try.

Search our database of the best money market and savings account rates.

Banks Leading The Pack

While All American Bank and Redneck Bank are at the top of our list, there’s a catch.

Both banks limit their rate of 2.50% APY to balances of $50,000 or less. Any balance greater than $50,000 earns just 0.50% APY.

Fortunately if you plan on depositing more than $50,000, you have another option.

Investors eAccess pays 2.50% APY with no minimum requirement.

Click here to read more

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Check Out These Banks Offering Bump-Up CD Promotions: April 2019

bump-up cd promotions
When markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed has been inching up its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have a few banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are four banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 2.50%, 2.50%
Cornerstone Bank 14-month, 25-month 2.27%, 2.63%
American United FCU 3-year, 5-year 3.35%, 3.50%
TIAA Bank 3.5-year 2.83%

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Best Checking Account Offers for April 2019

best checking account bonuses

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $300.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for April 2019:

Click here to read more

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Don’t Miss Out On These CD Rates From Capital One 360

Capital One 360 logoCapital One 360 at it again, offering some of the best nationally available CD deals.

For months the banking arm of the company known for its credit cards has been paying extremely competitive rates on nearly every term.

Currently, it’s 5-year CD stands out from the pack, paying 3.10% APY with no minimum deposit requirement.
Click here to read more

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Check Out These Attractive CD Rates From Sallie Mae

sallie mae cd rates

If you’re shopping for a CD, short-term or long, Sallie Mae is offering some great deals.

But that should come as no suprise.

Sallie Mae is often near the head of the pack when it comes to showcasing the best CD rates.

Indeed, it’s currently paying the highest rate you can find on a nationally available 2-year CD — 3.00% APY.

It’s nice to see banks competing like this. We’re finally getting back to a place where returns are valuable for savers.

But we’re not quite there just yet.

The average 1-year CD pays just 0.88% APY, while the average 5-year CD pays just 1.44% APY.

Fortunately, there are bunch of banks paying around two or three times those average rates on 2-years, including Sallie Mae.

Remember, it’s always important to compare the best CD rates before you purchase.

Click here to read more

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Best 2 Year CD Rates for Spring 2019

best 2-year cd rates

The best nationally available 2-year CD this month is paying 3.00% APY.

Overall, CD rates are on the rise. And 2-years are something to keep an eye on.

You can pick up 3.00% APY from Sallie Mae with a $2,500 minimum deposit.

Can’t swing that minimum? No worries. We have a total of 10 banks on our list paying 2.70% APY or better with varying minimum deposit requirements.

Of course, you might be able to find some even better deals at your local credit union or community bank.

That makes it even more important to shop around thoroughly for the best CD rates.
Click here to read more

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Navy Federal Is Offering Great Auto Loan Rates

navy federal credit union

Navy Federal Credit Union is offering some of the best deals on car loans to borrowers nationwide.

The biggest credit union in the country based on assets and members is charging as little as 2.99% APR on new-car financing for up to 36 months and as little as 3.69% APR on financing for up to 60 months.

That’s more than a full percentage point below the average cost for 5-year auto loans – 4.73%, according to our most recent national survey of lenders.

If you borrow $20,000 at 3.69% APR for 60 months, your monthly payment would be around $366. That’s before any down payments, rebates, trade allowances or taxes and fees are figured in.

That would save you about $10 a month over the average auto loan, or about $600 over the full five years.

We think you’ll have a difficult time finding a better deal.

But go ahead and search Bankrate’s database of the best auto loan rates from other lenders in your area. Click here to read more

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Freedom Credit Union’s 30-Month CD Is Worth A Look

freedom credit union cd rates

Freedom Credit Union is offering a hot deal for mid-term CD shoppers.

Paying 3.05% APY on 30 months, the credit union’s yield nearly beats the best 3-year return you can find on our CD Rates Leaderboard of nationally available bank certificates.

It also beats out the best nationally available 2-year return.

With a name like Freedom, the credit union is unsurprisingly based in the Philadelphia area. Click here to read more

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Earn 2.75% on 7-Month To 23-Month CDs from Banker’s Trust

Banker's Trust cd rates

You might not guess that Iowa’s largest bank also serves customers in Phoenix, but Bankers Trust Company is offering the same great CD deal in both markets.

It’s paying 2.75% APY on a pick-your-term certificate ranging from 7 to 23 months.

Compared with the top nationally available 12-month return of 2.85% APY from the banks on our CD Rates Leaderboard, the Bankers Trust deal is best at the shortest end of the range. It handedly beats the 2.45% APY you can earn from the top national 6-month CD.

Of course, it’s always best to check Bankrate’s extensive database of the day’s best CD rates in the country before committing to any certificate, but a 7-month yield of 2.75% APY isn’t easily outdone.

The rate can be improved even more for those willing to do additional business with Bankers Trust, with four relationship tiers offering CD rate boosts of up to 0.10%.

Click here to read more

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