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3% Checking In Wisconsin, Michigan

pen signing a checkWe’ve found another rewards checking account that pays 3% APY.

We recently wrote about a Texas credit union that pays 3%. Now residents in Wisconsin and the Upper Peninsula of Michigan can land the same rate.

Nicolet Bank, based in Green Bay, Wisconsin, offers that top rate on its Real Rewards Checking account to balances of $15,000. Click here to read more

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1 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 5 (1 votes, average: 5.00 out of 5)
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Citadel FCU CDs Pay Up To 2.50%

Citadel Federal Credit Union has two long-term CD rates for Pennsylvania savers.

With a $500 minimum deposit, it pays:

  • 2.00% APY for 48-month CDs.
  • 2.40% APY for 60-month CDs.

Since the top nationally available 60-month offer on our CD Rates Leaderboard rose to 2.35% APY, it has been difficult to beat. Click here to read more

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Fulton Bank: MMA Deal, Checking Bonus

Dollar signSavers in Pennsylvania, Delaware and Virginia can score high rates and a good bonus with a money market account and a checking account at Fulton Bank.

The bank, based in Lancaster, Pennsylvania, pays a guaranteed 1.25% APY on MMAs through Feb. 11, 2015. It also dishes out a $150 bonus on new checking accounts if you make 15 qualified transactions. Click here to read more

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2 votes, average: 5.00 out of 52 votes, average: 5.00 out of 52 votes, average: 5.00 out of 52 votes, average: 5.00 out of 52 votes, average: 5.00 out of 5 (2 votes, average: 5.00 out of 5)
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Would You Bank At Walmart?

Poll QuestionDoes an FDIC-insured checking account with no overdraft fees and no minimum balance requirements sound good to you?

What if it also came with lots of free bells and whistles that other banks offer and costs less than $3 to open? And there were no monthly fees as long as you direct deposit at least $500 each month?

And it were conveniently available at Walmart? Click here to read more

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1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 4.50 out of 5)
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5-Year CD Rates On The Move Again

After a brief stall, 60-month CD rates are up and running again.

September saw boosts to the top two spots, with the lead rate inching up to 2.35% APY on our CD Rates Leaderboard.

CSBdirect.com (www.csbdirect.com) owns that offer, thanks to a big rate hike on Sept. 4. Click here to read more

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8 votes, average: 4.88 out of 58 votes, average: 4.88 out of 58 votes, average: 4.88 out of 58 votes, average: 4.88 out of 58 votes, average: 4.88 out of 5 (8 votes, average: 4.88 out of 5)
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Beware This Balance Transfer Gotcha

distressed woman with credit cardsI’m a big fan and frequent user of 0% and low-rate credit card balance transfer offers.

You can save a ton of money in interest charges with a relatively modest up-front fee, usually 2%-3% of the balance.

However, I’ve also warned that you can get burned and pay more interest than you thought if you don’t use them properly and carefully.

For one thing, that special low APR doesn’t apply to any new charges you make on that card. Click here to read more

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1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 3.67 out of 5)
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Highest CD Rates Roundup For Sept. 26

Bringing you the very best CD rates from credit unions and local banks.Just how good is the new top nationally available 36-month bank CD?

It caused us to dump three nationally available credit union offers and 10 local offers from our list of the highest CD rates from credit unions and local banks. Click here to read more

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3 votes, average: 4.00 out of 53 votes, average: 4.00 out of 53 votes, average: 4.00 out of 53 votes, average: 4.00 out of 53 votes, average: 4.00 out of 5 (3 votes, average: 4.00 out of 5)
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Top 36-Month CD Rate Propelled Higher

This is more like it.

For the third time this month, we’ve seen a bank make a nationally available 36-month offer good enough to top our CD Rates Leaderboard.

Today, a Bethesda, Maryland-based federal savings bank has upped the ante, offering a 3-year certificate of deposit that pays a higher rate than we’ve seen in more than 1½ years. Click here to read more

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Surprisingly Few People Own CDs

suit and calculatorThink of your neighbors or the people you see on the train ride to work every day. Think of your co-workers and your friends.

How many, would you guess, hold a certificate of deposit account?

We know there is far less money in CDs today than there was last decade. In 2014 alone, about $25 billion has been drained from CD accounts.

And yet, we were kind of surprised to see new Federal Reserve data that show the percentage of U.S. households that own a CD. Click here to read more

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4 votes, average: 4.75 out of 54 votes, average: 4.75 out of 54 votes, average: 4.75 out of 54 votes, average: 4.75 out of 54 votes, average: 4.75 out of 5 (4 votes, average: 4.75 out of 5)
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