bank rates

EverBank Offers Top Nationally Available Deals on 1-, 3- And 4-Year CDs

EverBank is showcasing some very worthwhile CD rates this month. The bank has recently bumped up its rates on a number of terms.

Those increases push the Jacksonville-based bank into the top nationally available deals for 1-, 3- and 5-year CDs.

It’s currently paying:

  • 2.73% APY on 1-year CDs.
  • 3.05% APY on 36-year CDs.
  • 3.15% APY on 48-month CDs.

The minimum deposit for all of those deals is $5,000.

If you can’t swing that minimum, look for other great deals from banks like Marcus or Connexus Credit Union, which are offering comparable deals on those terms.

Click here to read more

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Connexus Credit Union Offers National CD Deals You Shouldn’t Miss

It might not be a national bank, but Connexus Credit Union is so easy to join it might as well be.

By making a one-time $5 donation to Connexus’ charitable association, anyone nationwide can become a member of the Wisconsin credit union, and now is as good a time as any given its current crop of CD specials.

In fact, it’s one of the few institutions we’ve seen that’s offering 4.00% APY on a 5-year CD. And deals on its other terms are just as attractive.  Click here to read more

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Check Out Ally’s 11-Month No-Penalty CD

Ally Bank recently bumped up rates on its 11-month, no-penalty CD. And it’s certainly worth a look.

It’s one of the better nationally-available no-penalty deals we’ve seen out there lately.

This deal allows you to withdraw your money at any time after the first six days following the date you funded the account. You can keep the interest you earned with no penalties.

That’s something you simply won’t get with traditional CDs.

Ally offers three different tiers for this particular CD. At the top tier, you can earn 2.20% APY with a $25,000 minimum.

Of course, it’s always best to compare the top CD rates before you decide on a CD.

Click here to read more

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6 Safe Places to Invest Your Money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

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Highest Money Market Rates for November 2018

The best money market account rate you can find this month comes from NorthPointe Bank, paying 2.30% APY.

CFG Community Bank is right behind it, offering 2.26% APY. And a slew of banks are offering 2.25% APY on a money market account.

Both NorthPointe Bank and CFG Community Bank require a hefty $25,000 minimum balance to earn the APY.

If you can’t swing that minimum, you may want to take a slightly smaller yield from banks like MemoryBank or MySavingsDirect, who are paying 2.25% APY with no minimum and a $1 minimum, respectively.

Even though we haven’t seen much movement out of money market account rates within the past month, the rates we’re seeing now are certainly better than they were at this time last year.

For most of 2017, the best money market account rates came from a pair of affiliated banks from Oklahoma — All America Bank and Redneck Bank. While both are now paying 2.25% APY, last year’s rate from the two banks was around a full percentage point lower.

It’s nice to finally see some higher returns for savers on the horizon.
Click here to read more

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Best National Savings Accounts for November 2018

Hand grabbing money out of a jar

After years of stagnation, we’re finally starting to see a rise in savings rates.

One bank takes the lead on our list of the best national savings accounts for November 2018 — Popular Direct.

It’s offering 2.26% APY with a minimum of deposit of $5,000.

Click here to read more

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Best Checking Account Offers for November 2018

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $300.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for November 2018:

Click here to read more

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Check Out These Banks Offering Bump-Up CD Promotions: November 2018

piggy-bank-red-bowWhen markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed has been inching up its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have a few banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are four banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 2.50%, 2.50%
Cornerstone Bank 14-month, 26-month 2.27%, 2.83%
American United FCU 3-year, 5-year 3.25%, 3.35%
TIAA Bank 3.5-year 2.85%

Click here to read more

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CIT Bank Savings Account: Bookmark This Deal

CIT Bank savings

If you’re in the market for a savings account, this is a deal you’ll want to bookmark. CIT Bank’s new savings offer is tough to beat.

It’s paying 2.15% APY with a $100 minimum on balances up to $250,000.

The only savings deal that currently beats it is from Citizens Access, which is paying 2.25% APY.

Indeed, banks are starting to compete for the best rates, and that’s great news for savers.

You can check out our monthly roundup of the best savings accounts for more options and opportunities.

With the national average savings account rate at a dismal 0.09%, this deal from CIT Bank is certainly better-than-average.

RATE SEARCH: Compare the best savings account rates.

Click here to read more

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Marcus Offers Top CD Rates Across The Board

Marcus cd ratesIf you’re in the market for a CD, short-term or long, Marcus by Goldman Sachs is offering some great options. Indeed, it’s at the head of the pack, paying close to the top rate on nearly every term.

It helps that the bank continuously hikes all of its rates to compete with other CD leaders.

And in fact, we’ve seen hefty increases overall on nearly all terms this month, giving us hope that CD returns are finally heading back to a place where they’ll be valuable for savers.

But we’re not quite there yet. The average 5-year CD pays just 1.36% APY.

Fortunately, Marcus is offering more than twice that average on 5-years — 3.10% APY with a $500 minimum.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

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Freedom Credit Union’s 30-Month CD Is Worth A Look

woman with a magnifying glass

Freedom Credit Union is offering a hot new deal for mid-term CD shoppers.

Paying 2.90% APY on 30 months, the credit union’s yield beats the best 3-year return you can find on our CD Rates Leaderboard of nationally available bank certificates.

With a name like Freedom, the credit union is unsurprisingly based in the Philadelphia area. Click here to read more

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University Of Iowa CU Is Offering A Slam Dunk On 7-Month CDs

Once again, University of Iowa Community Credit Union is offering a top CD to savers in Iowa and Illinois and those affiliated with the university.

The latest promotion from Iowa’s largest credit union is a 7-month certificate paying 2.10% APY with a $1,000 minimum.

The deal gets even sweeter for savers who can pony up more, with deposits of $10,000 to $99,000 earning 2.20% APY and deposits of at least $100,000 earning 2.30% APY. In addition, any Hawkeye alumni, staff or students can become members.

Searching through Bankrate’s extensive database of the day’s best CD rates will show how hard this rate is to beat. Click here to read more

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CommunityWide FCU Offers Can’t-Miss Nationwide 6-Month CD Deal

Our roundup of the country’s best credit union and community bank CDs is typically full of local and regional deals that outdo the best nationally available bank yields.

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But we’ve recently found a new credit union CD that anyone in the country can open – and it’s worth a look because it beats virtually every nationwide 6-month certificate out there.

The newsmaker is CommunityWide Federal Credit UnionFor a $2,000 minimum deposit, it’s offering the top 6-month CD in the country right now, paying 2.30% APY.

That easily outperforms the top nationally available bank return on our CD Rates Leaderboard of 2.00% APY for a 6-month CD. And it’s well above the national average of 0.44% APY for 6-month CDs.  Click here to read more

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Veridian Credit Union Offers Special 18-Month And 41-Month CDs

Veridian Credit Union Logo

Veridian Credit Union, Iowa’s largest credit union by membership, recently introduced some very competitive 18-month and 41-month CD specials.

With a $1,000 minimum deposit, savers can earn 2.85% APY on an 18-month CD. That rate jumps to 3.05% APY with a $100,000 minimum deposit.

Similarly, a 41-month CD with a $1,000 minimum deposit earns 3.25% APY from Veridian. That rate jumps up to 3.45% APY with a $100,000 minimum deposit.

Both CDs also offer a one-time bump-up options.

Click here to read more

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Don’t Miss Out On Synchrony Bank’s Leading CD Rates

Woman holding up a piggy bank with money coming out of it.We’ve been chatting a lot about Synchrony Bank lately. That’s because the bank keeps offering great deals on its CDs.

It’s currently leading the pack on 3-year certificates of deposit, and it’s extremely competitive on all other terms.

You’ll now find it offering 2.85% APY on a 3-year CD, with a minimum deposit of $2,000.
Click here to read more

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