Four months after it joined our list of top savings and money market accounts, we’re removing Florida-based CSBdirect.

The online division of Citizens State Bank in Perry, Fla., has posted a notice on its website that its savings and money market accounts are “only offered in branch at this time.” (Thanks to the reader who alerted us to this change.) Click here to read more

Earlier this month, we warned of some erosion among the top 60-month CD rates.

Well, it’s only gotten worse.

Green Bank, a Texas-based bank with 12 locations, today cut its 5-year CD rate from 1.85% APY to 1.50% APY.

The rate cut means we have a change at the top of the CD Rates Leaderboard. Click here to read more

We’ve found two intriguing offers from a Massachusetts-based bank with 77 branches.

Rockland Trust, based in Rockland, Mass., has both an interesting rewards program through its Eco Checking account and a competitive rate on its money market savings account, an account that is offered exclusively through the bank’s online division. Click here to read more

Let’s be honest: 3-month CD rates are in the toilet and have been for years.

In fact, the last time we saw an average rate that even came close to matching inflation, George W. Bush was still in office and “American Idol” was the hottest show on TV, not limping along as it is now.

There’s no star power in these rates. Click here to read more

CD rates at Wells Fargo now top out at a mere 0.50% APY.

That’s as much as a tenth of a percentage point lower than they were last time we dared to look.

While rates and even the special terms this San Francisco-based big bank with 6,000 branches offers typically vary by state, we found its 58-month special consistent in the major markets of Boston, Chicago, Detroit, Houston, Los Angeles, Miami and New York City. Click here to read more

What happens if interest rates stay low forever?

I suppose you’re in luck if this dreadful thought has ever crossed your mind. That’s because new research tries to answer the question.

The research does not suggest an apocalyptic scenario, but it is fairly frightening nonetheless. Click here to read more

Since I last posted about long-term brokered CD rates in early March, I’ve monitored this market, hoping for — but not expecting — a breakthrough to the upside.

Yields on new issues having maturities of 10 or more years, offered on the websites of Fidelity, Vanguard and Incapital LLP, have improved over the last two months, but not spectacularly. Click here to read more

The online savings account offered by Barclays has finally taken a hit.

For more than a year, the huge British financial services company offered American depositors a 1.00% APY savings rate through its online U.S. bank. Click here to read more

Want to get a 5% discount at Home Depot? Pay with your Home Depot credit card, but make sure you ask for the discount.

You might not know about this discount because Home Depot isn’t advertising it or going out of its way to tell you about it. But it will offer you the discount if you ask for it. Click here to read more