If you live in either the Seattle or Minneapolis areas, odds are you’re eligible to take advantage of top CD rates available from Wings Financial Federal Credit Union.

This rate leader has three good deals right now, all with a $500 minimum deposit:

• 24-month CDs pay 1.31% APY.
• 36-month CDs pay 1.71% APY.
• 60-month CDs pay 2.22% APY.

Click here to read more

The news just keeps getting worse for 60-month bank CD rates.

State Bank of India has cut its term-leading 5-year CD rate a full fifth of a percentage point from 1.91% APY to 1.71% APY.

That means the best nationally available bank deal on our CD Rates Leaderboard falls to 1.81% APY, available from The National Republic Bank of Chicago. Click here to read more

We can count the number of recent savings account rate increases on one finger (or, at the very least, one hand). And it’s just as rare when we can add a bank to our list of savings leaders.

But, much as it did with CD rates earlier this week, CIT Bank boosted its yield on its online savings account.

It now has the second-best nationally available savings rate in the country. Click here to read more

Sorry savers, but 6-month CD rates aren’t getting any better.

They’re actually slightly worse than they were six weeks ago, when we last reviewed the 6-month term.

Just one bank now leads the term, Ascencia (www.ascenciabank.com), the online division of PBI Bank in Louisville, Ky. Click here to read more

Residents of six Midwestern states don’t have to settle for low savings rates with Pioneer Bank’s Kasasa Saver account, which pays 1.51% APY on balances up to $25,000.

Although Pioneer Bank is based in Mankato, Minn., its Kasasa products are available to anyone who lives in Iowa, Minnesota, Nebraska, North Dakota, Wisconsin or South Dakota.

Like a typical Kasasa savings account, you have to first sign up for a Kasasa Cash rewards checking account. The free checking account pays 2.51% APY on balances to $15,000. Click here to read more

CIT Bank increased its term-leading 24-month CD rates today.

That puts some sunlight between the online bank and its competitors for the best nationally available deal on our CD Rates Leaderboard.

CIT Bank (www.bankoncit.com), the online consumer bank of CIT Group Inc., which offers financing to small businesses and middle-market companies, pays 1.25% APY on 24-month CDs. It requires a $25,000 minimum deposit. Click here to read more

Credit Union 1 has decent long-term CD rates for its more than 87,000 members in Illinois, Indiana and Nevada.

This includes Chicago — and trust us, good CD rates don’t blow through the Windy City often. We haven’t featured a Chicago deal since January.

For 60-month CDs, it pays:

• 2.00% APY with a $1,000 minimum deposit.
• 2.10% APY with a $10,000 minimum deposit.

Click here to read more

Looks like JPMorgan Chase can use some extra cash now that it has reported a $2 billion loss on some bad investments.

Tsk, tsk.

But we’re doubting this financial giant will look to its lowly bank depositors for extra money — unless it finds another way to squeeze out fees.

To invite its customers’ investments, it would have to offer competitive deposit rates, which it doesn’t. Click here to read more

I’ve always appreciated MetLife Bank for its rates and service.

But lately, it’s had me confused.

In December, parent company MetLife Inc. agreed to sell its depository business to an industrial bank subsidiary of GE. Click here to read more