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Best National Savings Accounts for March 2017

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At the top of the list of the best national savings account for March 2017 is Palladian PrivateBank with a bonus offer, which is paying 1.30% APY for the first six months after you open your account. After the promotional period ends, the rate returns to the regular rate, which currently is 0.90% APY. That gives you a combined annual return of 1.10%.

After that, you can pick up a cool 1.25% from Pure Point Financial. But you’ll have to fork out a hefty $10,000 upfront to earn that rate.

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Best Money Market Accounts for March 2017

Money Market AccountsThe best MMA rates continue to come from a pair of affiliated banks from Oklahoma, All America Bank and Redneck Bank, which are paying 1.25% APY. But the top rate is only paid on balances to $35,000. Higher balances earn 0.50% APY.

Both banks require a minimum deposit of $50 to open a Mega Money Market account. You don’t need to keep a certain amount in your account to earn interest, and there are no monthly service fees.

The family that owned a trio of Oklahoma banks rolled them together last year under the name All America Bank. It’s now based in Mustang, with seven branches and Redneck Bank as an online division.

My Banking Direct is the next best rate at 1.15% APY. While it only requires $2,500 to open, you’ll need to deposit $5,000 to earn the full 1.15% APY.

Everbank is paying 1.11% APY with the rate guaranteed for a year on its Yield Pledge MMA. Click here to read more

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Granite CU Offers Tough-To-Beat Deals in Utah

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For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 2.50% for a 5-year term, which is nearly a quarter of a percentage point higher than the top nationally available 5-year return of 2.30%.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

 

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Check Out These Banks Offering Bump-Up CD Promotions

piggy-bank-red-bowWhen markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed recently raised its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have some banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are four banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 1.30%, 1.40%
Cornerstone Bank 17-month 1.50%
New Buffalo Savings Bank 2-year 1.75%
American United FCU 3-year 2.00%

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Capital One 360 CD Rates Are Worth Another Look

Capital One 360 logoCapital One recently gave a boost to four of its CDs.

Now the bank is offering some of the best national deals on 18-, 24- and 60-month CD rates.

Its 5-year CD saw the biggest increase, rising 30 basis points to 2.30%. That takes the lead among national banks offering 60-month CDs.
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Best Checking Account Offers: March 2017

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $300.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers of March 2017:

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Popular Direct Offers Eye-Catching CD Rates

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Popular Direct is offering some very competitive CD rates right now.

Entering the scene last year, it offers a menu of CDs and a simple savings account.

Popular Direct is the newer offspring of Banco Popular North America, which is the U.S. subsidiary of Puerto Rican bank Popular Inc.

Popular Inc.’s bricks-and-mortar U.S. presence is Popular Community Bank, which operates almost 50 branches in New York, New Jersey and south Florida.

If that rings any bells, it’s because Banco Popular also owns E-Loan, and we wrote about both of them extensively in the summer of 2015 when E-Loan dramatically raised its rates at the same time that Puerto Rico defaulted on its debt (the two events were unrelated, as you can read here).

Popular Direct is currently offering CD rates on a range of terms that beat out the top banks in our national CD rankings. Click here to read more

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5-Year CD Rates Roundup: Take Home 2.30% Nationally

Looking for the best 5-year CD rates? Right now the best you can earn is 2.30% from two banks — EverBank and State Farm Bank.

Even though the Fed raised the prime rate in December, we haven’t seen it reflected much in certificates of deposit.

Still, it beats the 2.27% you could earn from the top 5-year CD rates last spring.

Fortunately, you can almost always find some better-than-average local deals.

And keep in mind that rates change daily, which is why it’s always a good idea to check Bankrate’s extensive database of the day’s best CD rates. Click here to read more

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6 Safe Places to Invest Your Money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

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