bank rates

Best Checking Account Offers for December 2017

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $500.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for December 2017:

Click here to read more

Comments (0)
6 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 5 (6 votes, average: 4.33 out of 5)
Loading...

6 Safe Places to Invest Your Money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

Comments (24)
1 Star2 Stars3 Stars4 Stars5 Stars (26 votes, average: 3.42 out of 5)
Loading...

Michigan Deal: Earn 1.81% On 18-Month CDs

piggy-bank-red-bow

If you’re looking for a solid deal on a short-term CDs in Michigan, be sure to check out Michigan One Community Credit Union.

It’s paying 1.81% APY on 18-month certificates of deposit, with a minimum $10,000 investment.

With the top nationally available 12-month offer from the banks on our CD rates leaderboard CD Rates Leaderboard standing at 1.80% APY, Michigan One’s shorter-term offers an edge. It’s just slightly below the top national 24-month CD, which is 1.85% APY.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 3.38 out of 5)
Loading...

Capital One 360 CD Rates Are Worth Another Look

Capital One 360 logoCapital One recently gave a boost to its certificates of deposit.

Now the bank is offering some of the best national deals on 12-, 18-, 24- and 60-month CDs.

Its 5-year CD takes the lead among national banks offering 60-month CDs.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 3.80 out of 5)
Loading...

3-Year CD Rates Roundup: Earn 2.11% Nationally

The top return among national 3-year CDs has been moving up lately. In fact, rates on 3-year CDs are around a quarter of a percentage point higher than they were at this time last year.

Now you can earn 2.11% APY from the lead bank on our list. M.Y. Safra Bank is paying 2.11% with a $5,000 minimum.

KS StateBank and Everbank are close behind, both paying 2.10% APY, with KS StateBank requiring a $500 minimum and Everbank requiring a $5,000 minimum.

But while there are several nationally-available deals worth considering, there are also some great local deals from credit unions and community banks for mid-term CD shoppers.

And we’ll tell you where to find those local deals.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (24 votes, average: 4.00 out of 5)
Loading...

6-Month CD Rates Roundup: Top National Deal Pays 1.42%, Local Pays 1.49%

One bank is leading the charge on 6-month CDs. M.Y. Safra Bank is offering 1.42% APY with a $5,000 minimum.

But First Internet Bank of Indiana is close behind, paying 1.41% with a $1,000 minimum.

CDBank.com is also at the top of the pack, charging 1.40% with a $10,000 minimum.

As always, shopping locally may earn you more from a credit union or community bank. We know of at least one local deal that’s out-paying the national leader, offering 1.49% APY.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (27 votes, average: 3.93 out of 5)
Loading...

Massachusetts Savers Can Benefit From Special 4-Year CD At Bay State Savings

If you’re in the market for a 4-year CD, Bay State Savings Bank is offering savers in central Massachusetts a solid deal.

How This Deal From Bay State Savings Compares

The Worcester-based bank is paying 2.00% APY with a reasonable $1,000 minimum deposit, and none of its other CD offerings come close to being this good.

In fact, you’ll earn less from a 60-month CD from this bank. It’s paying just 1.40% APY on 5-years.

massachusetts quarter

The 4-year CD deal from Bay State Savings Bank matches the top nationally available deal from GS Bank, which is paying 2.00% APY on 4-year CDs with a $500 minimum.

And it’s more than two-and-a-half times the national average of 5-year CDs, which is 0.85% APY.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (12 votes, average: 3.92 out of 5)
Loading...

1-Year CD Rates Roundup: Earn 1.80% Nationally, 1.69% Locally

piggies in the round

The top nationally available return on 1-year certificates of deposit is currently 1.80% APY, much higher than you could have earned at this time last year.

Only one bank is leading the pack — Crestmark Bank. It’s offering 1.80% APY, but that’s with a hefty $25,000 minimum.

If that minimum is too high, you’ll find both Banesco and CDBank.com offering 1.75% APY.

The main difference between those deals is the minimum deposit amount. Banesco requires a minimum of $1,500 to earn 1.75% APY, while CDBank.com requires a minimum of $10,000.

If you prefer to go local, you can earn up to 1.69% APY from credit unions and community banks, and we’ll tell you where to find those deals.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (40 votes, average: 4.40 out of 5)
Loading...

5-Year CD Rates Roundup: Take Home 2.45% Nationally, 2.71% Locally

Looking for the best 5-year CD rates? Right now the best you can earn nationally is 2.45% from Capital One 360.

That beats the 2.27% you could earn from the top 5-year CD rates at this time last year.

Fortunately, you can almost always find some better-than-average local deals.

And keep in mind that rates change daily, which is why it’s always a good idea to check Bankrate’s extensive database of the day’s best CD rates. Click here to read more

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (31 votes, average: 4.48 out of 5)
Loading...

Check Out These Banks Offering Bump-Up CD Promotions

piggy-bank-red-bowWhen markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed has recently been inching up its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have a few banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are three banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 1.50%, 1.50%
Cornerstone Bank 14-month, 22-month 1.11%, 1.21%
American United FCU 3-year 2.00%

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 3.67 out of 5)
Loading...

Veridian’s Nationally Available CDs Are Tough To Beat

Veridian Credit Union Logo

Iowa’s largest credit union by membership is offering some great CD deals to savers across the nation.

While Veridian Credit Union’s CDs are generally competitive, it raised its CD rates in early May and has at least a few certificates of deposit worth considering:

  • 1.81% APY on 15 months.
  • 1.91% APY on 25 months.
  • 2.17% APY on 39 months.

All require a $1,000 minimum deposit and either beat out or compete with the top nationally available rates from the banks on our CD Rates Leaderboard

Notably, there’s a 10 percentage point increase on each of the terms listed above for a jumbo CD from Veridian with a $100,000 minimum. For example, the 15-month jumbo CD would pay 1.91% APY instead of 1.81% APY.

“Many of our members use CDs as a tool to save and plan for their future. It’s our mission to help them create successful financial futures, and we’re always in search of opportunities to make our products and services more impactful toward achieving their goals. Our recent CD rate increase contributes to that effort and rewards healthy saving habits,” says Keith Mesch, Chief Financial Officer for Veridian Credit Union. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 3.63 out of 5)
Loading...

Best National Savings Accounts for November 2017

Hand grabbing money out of a jar

After months of stagnation, we’re finally starting to see a rise in savings rates. Two banks are at the top of the list of the best national savings accounts for November 2017 — Dollar Savings Direct and Salem Five Direct.

Both are offering 1.50% APY. Dollar Savings requires no minimum deposit to open and a $1 minimum to avoid fees. Salem Five requires a $100 minimum to open an no minimum to avoid fees.

That rate is one-tenth of a percentage point higher than you would have found out of the top savings deals last month.

Right below those two offers paying 1.50% APY, Incredible Bank is offering 1.41% APY with a $2,500 minimum deposit to open and a $2,500 minimum balance requirement.

 

In total, you’ll now find six banks all offering 1.40% APY or above on savings accounts. That’s quite a change from this time last year.

 

 

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (50 votes, average: 4.36 out of 5)
Loading...

EverBank Offers Top Nationally Available Deals on 2-, 3-, and 4-Year CDs

EverBank is showcasing some very worthwhile CD rates this month. The bank has recently bumped up its rates on a number of terms.

Those increases push the Jacksonville-based bank into the lead for the best nationally available 2-, 3- and 4-year returns.

It’s currently paying:

  • 1.82% APY on 24-month CDs.
  • 2.10% APY on 36-month CDs.
  • 2.20% APY on 48-month CDs.

The minimum deposit for all of those deals is $5,000.

If you can’t swing that minimum, look for other great deals from GS Bank, which only requires a $500 minimum but is still competing very well with EverBank.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)
Loading...

Highest Money Market Rates – Fall 2017

Money Market AccountsThe best money market account rates come from a pair of affiliated banks from Oklahoma, All America Bank and Redneck Bank. Both are paying 1.50% APY. But that rate is only paid on balances up to $35,000. Higher balances earn just 0.50% APY.

We have to note that this is the highest money market rate we’ve seen in quite a while.

The next best money market account rate this month comes from UFB Direct, which is paying 1.41% APY with a $5,000 minimum to open.

In total, there are 11 banks paying 1.10% or better on money market accounts. And six banks are paying 1.30% or better.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (36 votes, average: 3.86 out of 5)
Loading...

GS Bank Is Offering Top CD Rates

If you’re in the market for a CD, short-term or long, GS Bank is offering great deals across the board. Indeed, it’s leader of the pack, paying the highest rate on nearly every term.

One deal that sticks out is its offer on 3-years.

GS Bank is offering 2.00% APY on 3-year CDs with a $500 minimum. That’s as much as the top paying 4-year CD, which also happens to be GS Bank.

You’ll also find that GS is posting the top deal on 2-, 4- and 5-year CDs right now.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 5.00 out of 5)
Loading...