bank rates credit cards insurance finance calculators

Tropical Savers Bask In 7-Month CD Deal

Tropical Financial Credit Union has quite a deal on 7-month CDs for its 54,000 members down in Florida, paying them a surprising 1.25% APY.

The top nationally available 6-month CD rate on our CD Rates Leaderboard is well under 1%.

To qualify for this special you must invest at least $2,500 in new money, or funds not already on deposit at Tropical Financial.

You also have to join the credit union. Membership is open to anyone who lives or works in Miami-Dade, Broward, Palm Beach and Sarasota counties, or belongs to a long list of employee groups.

CD’s are usually sold at Tropical Financial’s nine branches in Coral Springs, Fort Lauderdale, Miami, Miramar, Pembroke Pines, Plantation and West Palm Beach.

But members who live outside southeast Florida, such as those in Sarasota, can buy them through the mail.

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
Loading ... Loading ...

Don’t Miss This Long Island CD Special

Teachers Federal Credit Union has a special 18-month CD for its 243,000 members on New York’s Long Island.

It’s offering them 1.50% APY with a $1,000 minimum deposit.

That’s nearly as good as the top nationally available 24-month CD rate on our CD Rates Leaderboard, which climbed to 1.55% APY at the beginning of September.

You have to be a member of Teachers Federal Credit Union to purchase these special certificates of deposit.

Membership is available to those who live, work or worship in Nassau County; or in the towns of Huntington, Babylon, Smithtown, Islip, Brookhaven, Riverhead and Southold, or on the Poospatuck Reservation, in Suffolk County.

Once you’ve joined, you buy CDs online or at one of the credit union’s 26 branches located across Long Island.

Learn more about Teachers Federal Credit Union at www.teachersfcu.com or by calling 631-698-7000.

Highest CD Rates Roundup For October 24

Check out all the top returns we’ve found at credit unions and community banks across the country. These local deals pay more than the best nationally available CD rates.

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (1 votes, average: 4.00 out of 5)
Loading ... Loading ...

Synchrony Yanks Early Withdrawal ‘Perk’

A bank can giveth, and a bank can taketh away.

This thought occurred to me after I received amended account disclosures from Synchrony Bank in Saturday’s mail.

Last March, I posted favorably about the CDs being offered for Individual Retirement Accounts by Synchrony (then known as GE Capital Retail Bank).

I particularly liked the language in its disclosures permitting penalty-free early withdrawals “when an account is an IRA and the owner … reaches the age of 59 1/2.”

Then considering renewing an IRA CD, I was assured by a customer service representative that early withdrawals could be made for any purpose and in any amount, and that Synchrony considered this a key feature distinguishing its IRA CDs. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 4.40 out of 5)
Loading ... Loading ...

A Checkless Checking Account Could Save You Money, Simplify Your Life

If you’re one of those people who never carries a checkbook and hates writing checks, a checkless checking account could help you cut down on paper and fees.

Big boys such as Citibank, Bank of America and KeyBank, along with a host of smaller banks and credit unions, are offering checkless checking or e-checking accounts, as they sometimes are called.

It’s part of a growing movement among consumers who are eschewing paper and relying on mobile and online banking with debit cards.

Many consumers say paper checks are outdated. Click here to read more

Comments (0)
5 votes, average: 4.60 out of 55 votes, average: 4.60 out of 55 votes, average: 4.60 out of 55 votes, average: 4.60 out of 55 votes, average: 4.60 out of 5 (5 votes, average: 4.60 out of 5)
Loading ... Loading ...

California, Illinois Credit Union Touts CD


Citizens Equity First Credit Union has special 54-month CD rates for its more than 300,000 members in Illinois and California.

They can earn 2.50% APY with a $1,000 minimum deposit.

That beats the top nationally available 60-month CD rate on our CD Rates Leaderboard, which is currently 2.35% APY.

Of course, you have to be a member of CEFCU to buy these certificates of deposit. Participation is open to anyone who lives or works in:

    The northern California counties of Alameda, Contra Costa or Santa Clara.

    The central Illinois counties of Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell or Woodford.

Click here to read more

Comments (0)
8 votes, average: 5.00 out of 58 votes, average: 5.00 out of 58 votes, average: 5.00 out of 58 votes, average: 5.00 out of 58 votes, average: 5.00 out of 5 (8 votes, average: 5.00 out of 5)
Loading ... Loading ...

Fall CD Special Treats New England Savers

New Dominion Bank is our new leader in 6-month CD rates.Jeanne D’Arc Credit Union has special 48-month CD rates for its 64,000 members in Massachusetts and New Hampshire.

It’s paying 2.15% APY with a $250 minimum deposit.

We love a 48-month CD rate that crosses the 2% threshold — especially considering that the top nationally available 36-month CD rate on our CD Rates Leaderboard is 1.51% APY. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (6 votes, average: 4.67 out of 5)
Loading ... Loading ...

CD Special Pays Ohio Savers Nearly 2%

Hand putting cash into a jar filled with money
Holy, Toledo!

Northwest Ohio savers should check out First National Bank’s special 47-month CD rates.

It’s paying 1.95% APY with a $5,000 minimum deposit of new money.

That beats the top nationally available 36-month CD rate on our CD Rates Leaderboard by more than four-tenths of a percentage point.

To qualify for this special, you must to invest new money, or funds not already on deposit at First National Bank. Click here to read more

Comments (0)
6 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 56 votes, average: 4.33 out of 5 (6 votes, average: 4.33 out of 5)
Loading ... Loading ...

Southern Banks Boost Checking Bonuses

Pen on a checkIt’s the battle between South and South. Two big banks from Georgia and Alabama are devoting more cash to pursuing new customers.

In recent weeks, both SunTrust and Regions Financial have boosted the bonuses they’re offering if you open a new checking account.

SunTrust, the nation’s 17th-largest bank, is offering a $100 or $200 bonus, up from a previous maximum of $125.

To qualify, customers must go online and open an Everyday Checking account using the promo code FALL14CHECKING. Click here to read more

Comments (0)
8 votes, average: 3.63 out of 58 votes, average: 3.63 out of 58 votes, average: 3.63 out of 58 votes, average: 3.63 out of 58 votes, average: 3.63 out of 5 (8 votes, average: 3.63 out of 5)
Loading ... Loading ...

There’s A New Top Bank In 36-Month CDs But Rates Still Stuck In Neutral

We’re still waiting for 36-month CDs to show the kind of improvement we’ve seen in longer-term investments.

Or any improvement, really.

The best deals on 5-year CDs are up more than a half point over the past year or so. We haven’t seen returns this lucrative since September 2011.

But the top nationally available 36-month CD rates are still 1.45% APY to 1.50% APY.

That’s right where they were this time last year and considerably less than you would have found in the fall of 2011.

Yes, there were those three glorious days at the end of September when Presidential Bank dangled that 1.75% deal in front of us. But it was the brief, off-the-wall exception that proved the rule — 3-year CD rates are stuck.

Only 3-month CDs have been as disappointing as 36-month CDs on our CD Rates Leaderboard.

Highest CD Rates Roundup For October 17

Check out all the top returns we’ve found at credit unions and community banks across the country. These local deals pay more than the best nationally available CD rates.

Click here to read more

Comments (0)
7 votes, average: 4.43 out of 57 votes, average: 4.43 out of 57 votes, average: 4.43 out of 57 votes, average: 4.43 out of 57 votes, average: 4.43 out of 5 (7 votes, average: 4.43 out of 5)
Loading ... Loading ...