bank rates

Don’t Miss Out On Synchrony Bank’s Leading CD Rates

Woman holding up a piggy bank with money coming out of it.We’ve been chatting a lot about Synchrony Bank lately. That’s because the bank keeps offering great deals on its CDs.

It’s currently leading the pack on 2-year and 3-year certificates of deposit, and it’s extremely competitive on all other terms.

You’ll now find it offering 2.65% APY on a 2-year CD and 2.70% APY on a 3-year CD, both with a minimum deposit of $2,000.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 4.88 out of 5)
Loading...

Check Out Navy Federal Credit Union’s 12-Month CD Special

spigot_dollar_symbols

Navy Federal Credit Union is currently offering a 12-month CD special that’s certainly worth checking out. It’s a bonafide winner for military-affiliated savers across the country, as well as their families.

Navy Fed is currently paying 3.00% APY on special 12-month certificates, with a minimum $50 deposit.

Compare that with the 2.63% APY you can earn from the top nationally available 1-year certificate or the 4-year term it takes to earn the same 3.00% APY.

The one catch is that this certificate has a maximum investment of $3,000.

Membership in Navy Fed is open to savers who are affiliated in any way with the Armed Forces, the U.S. Department of Defense or the National Guard. This includes regular active duty and reservists in the Army, Navy, Air Force, Marine Corps and Coast Guard, as well as Army and Air National Guard personnel.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (22 votes, average: 3.77 out of 5)
Loading...

6 Safe Places to Invest Your Money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

Comments (24)
1 Star2 Stars3 Stars4 Stars5 Stars (31 votes, average: 3.68 out of 5)
Loading...

Granite CU Offers Tough-To-Beat Deal On 5-Year CDs in Utah

piggy-bank-red-bow

For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 3.25% for a 5-year term, which is above the top nationally available 5-year return of 3.00% APY from Capital One.

Granite is also offering a solid promo rate on 18-month CDs — 2.30% APY.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 3.00 out of 5)
Loading...

Check Out These Banks Offering Bump-Up CD Promotions: September 2018

piggy-bank-red-bowWhen markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed has been inching up its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have a few banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are four banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 2.50%, 2.50%
Cornerstone Bank 13-month, 33-month 2.22%, 2.83%
American United FCU 3-year, 5-year 2.60%, 3.25%
TIAA Bank 3.5-year 2.80%

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (9 votes, average: 4.22 out of 5)
Loading...

Best National Savings Accounts for September 2018

Hand grabbing money out of a jar

After years of stagnation, we’re finally starting to see a rise in savings rates.

Two banks currently share the lead on our list of the best national savings accounts for September 2018 — CIBC Bank USA and Vio Bank.

Both are offering 2.10% APY. CIBC Bank requires a minimum deposit of $1,000 and a minimum balance of $1 to earn the APY, while Vio Bank requires $100 for both the minimum deposit and minimum balance to earn the APY.

Click here to read more

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (60 votes, average: 4.37 out of 5)
Loading...

Highest Money Market Rates for September 2018

Money Market AccountsThe best money market account rate you can find this month comes from Virtual Bank, which is paying an impressive 2.01% APY. It requires a $100 minimum deposit and no minimum balance to earn the APY.

Virtual Bank was also leading the pack last month, paying the same 2.01% APY.

Even though we haven’t seen much movement out of money market account rates within the past 30 days, the rates we’re seeing now are certainly better than they were at this time last year.

For most of 2017, the best money market account rates came from a pair of affiliated banks from Oklahoma — All America Bank and Redneck Bank. While both are now paying 2.00% APY, last year’s rate from the two banks was around a half of a percentage point lower.

You’ll also find two other banks — iGOBanking and BankPurely — offering 2.00% APY.

It’s nice to finally see some higher returns for savers on the horizon.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (51 votes, average: 3.88 out of 5)
Loading...

Best Checking Account Offers for September 2018

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $500.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for September 2018:

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (12 votes, average: 4.58 out of 5)
Loading...

KS StateBank Pays Top Deals On Jumbo CDs Nationwide

Don’t let the Kansas name fool you – KS StateBank‘s certificates of deposit are available nationwide.

And it’s offering top rates on jumbo CDs.

It’s currently paying 3.37% APY on a 5-year jumbo. That beats the lead for non-jumbo CDs, Capital One 360, by nearly half of a percentage point. And the average 5-year CD is paying just 1.30% APY.

Of course, in this rising-rate environment you may want to choose a shorter-term CD, like a 1-year, so you can consistently take advantage of higher rates.

Fortunately, all of KS StateBank’s jumbo CDs are paying 2.40% APY or above.

Click through on this post to see its full list of CDs.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (6 votes, average: 3.67 out of 5)
Loading...

Check Out These Attractive CD Rates From Sallie Mae

If you’re shopping for a CD, short-term or long, Sallie Mae is offering some great deals across terms.

But that should come as no suprise.

Sallie Mae is often near the head of the pack when it comes to showcasing the best CD rates.

And while it’s not currently the leader on any single term, its rates are highly competitive.

It’s nice to see banks competing like this. And we’re finally getting back to a place where returns are valuable for savers.

But we’re not quite there just yet.

The average 1-year CD pays just 0.72% APY, while the average 5-year CD pays just 1.30% APY.

Fortunately, there are bunch of banks paying around three times those rates, including Sallie Mae.

Remember, it’s always important to compare the best CD rates before you purchase.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 5.00 out of 5)
Loading...

Salem Five Direct Is Offering An Attractive 2.05% On Savings Accounts

If you’re in the market for a savings account, Salem Five Direct is offering one of the top rates around. It’s certainly worth consideration.

Requiring just a $100 minimum deposit, it’s paying 2.05% APY.

The only other national bank we’ve seen ahead of that mark is Vio Bank, which is offering 2.10% APY.

These rates we’re seeing are a far better than we could have hoped for even last year. But they haven’t quite settled where we’d like to see them.

That said, hooking up with a bank like Salem Five Direct, which consistently offers solid deals, can get you set up in this rising-rate environment.

Of course, it’s always important to shop around for the best savings account rates and compare features before settling on a bank.

You can use our savings account comparison tool to find the best nationally available savings account deals.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (1 votes, average: 5.00 out of 5)
Loading...

Capital One 360 Is Offering Some Of The Best CD Rates Around

Capital One 360 logoCapital One 360 at it again, offering some of the best nationally available CD deals.

For months, the banking arm of the company known for its credit cards has been paying extremely competitive rates on nearly every term.

Currently, it’s 5-year CD stands out from the pack, paying 3.00% APY with no minimum deposit requirement. That’s a tenth of a percentage point higher than its 5-year paid last month.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (12 votes, average: 4.25 out of 5)
Loading...

Popular Direct Offers Eye-Catching CD Rates

spigot_dollar_symbols

Popular Direct is offering some very competitive CD rates right now.

Entering the scene last year, it offers a menu of CDs and a simple savings account.

Popular Direct is the newer offspring of Banco Popular North America, which is the U.S. subsidiary of Puerto Rican bank Popular Inc.

Popular Inc.’s brick-and-mortar U.S. presence is Popular Community Bank, which operates almost 50 branches in New York, New Jersey and south Florida.

If that rings any bells, it’s because Banco Popular also owns E-Loan, and we wrote about both of them extensively in the summer of 2015 when E-Loan dramatically raised its rates at the same time that Puerto Rico defaulted on its debt (the two events were unrelated, as you can read here.)

Popular Direct is currently offering CD rates on a range of terms that beat out many of the top national banks offering CDs.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (31 votes, average: 3.68 out of 5)
Loading...

PenFed Is Offering Some Of The Best CD Rates In The Country

Pentagon Federal Credit Union has rejoined our list of the top CD deals available in the country.

Available to savers everywhere for a minimum $1,000 deposit, PenFed has raised returns on its CDs enough to compete, or in many cases beat out, the best nationally available CDs.

It’s now leading the pack on 2- and 3-year CDs, paying 2.60% APY and 2.70% APY, respectively.

You can compare those terms to the top yields from the banks on our CD Rates Leaderboard. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 5.00 out of 5)
Loading...

Barclays’ Savings Account Joins Leaders

It pays 1.00% APY with no minimum balance requirement.Barclays, the huge British financial services company, is offering an online savings account with a solid rate through its U.S. banking operation.

The account pays 1.75% APY, which is good enough for third place on our list of the best nationally available savings accounts. Click here to read more

Comments (3)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 4.67 out of 5)
Loading...