bank rates

Don’t Miss Out On Synchrony Bank’s Leading CD Rates

Woman holding up a piggy bank with money coming out of it.We’ve been chatting a lot about Synchrony Bank lately. That’s because the bank keeps offering great deals on its CDs.

It’s currently leading the pack on 1-year, 2-year and 5-year certificates of deposit, and it’s extremely competitive on all other terms.

You’ll now find it offering 3.10% APY on a 5-year CD, with a minimum deposit of $2,000.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (12 votes, average: 4.92 out of 5)
Loading...

Freedom Credit Union’s 30-Month CD Is Worth A Look

woman with a magnifying glass

Freedom Credit Union is offering a hot new deal for mid-term CD shoppers.

Paying 3.05% APY on 30 months, the credit union’s yield beats the best 3-year return you can find on our CD Rates Leaderboard of nationally available bank certificates.

It also beats out the best nationally available 2-year return.

With a name like Freedom, the credit union is unsurprisingly based in the Philadelphia area. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (11 votes, average: 3.73 out of 5)
Loading...

Check Out These Eye-Popping CD Rates From TIAA Bank

TIAA Bank CDs

TIAA Bank has been dominating the rankings on short- and long-term CDs recently. If you’re looking for a great CD rate, and you’re not sure where to turn, chances are TIAA has a product that will pique your interest.

Indeed, it’s consistently leading our list of the top-paying nationally-available CDs.

It helps that the bank has to compete in this rising-rate environment.

Overall we’ve seen hefty increases on nearly all terms this month, providing some hope that CD returns are finally heading back to a place where they’ll be valuable for savers.

But we still have a long road to back to the returns we saw pre-recession.

The average 5-year CD pays just 1.49% APY.

Fortunately, TIAA Bank is offering more than twice that average on 5-years — 3.02% APY with a $5,000 minimum deposit to open.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 4.75 out of 5)
Loading...

Popular Direct Offers Eye-Catching CD Rates

Popular Direct is offering some very competitive CD rates right now.

Entering the scene just recently, it hosts a menu of CDs as well as a simple savings account.

And its CD rates beat out many of the deals from top national banks on our list.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (39 votes, average: 3.82 out of 5)
Loading...

6 Safe Places to Invest Your Money

It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know at all times how it’s performing for you.

Here’s a list of some places to consider investing your money that have very minimal risk: Click here to read more

Comments (24)
1 Star2 Stars3 Stars4 Stars5 Stars (34 votes, average: 3.79 out of 5)
Loading...

Best National Savings Accounts for February 2019

Hand grabbing money out of a jar

After years of stagnation, we’re finally starting to see a rise in savings rates.

And this month there’s been some movement.

One bank has increased its rate and now takes the lead on our list of the best national savings accounts for February 2019 — Vio Bank.

It’s offering 2.41% APY with no minimum deposit requirement.

Click here to read more

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (62 votes, average: 4.39 out of 5)
Loading...

Highest Money Market Rates for February 2019

Two banks this month are paying 2.50% APY on a money market account.

Those banks are All American Bank and Redneck Bank.

We think it will be difficult to find a money market account that beats that rate. But we encourage you to try.

Search our database of the best money market and savings account rates.

While All American Bank and Redneck Bank are at the top of our list, there’s a catch.

Both banks limit their rate of 2.50% APY to balances of $50,000 or less. Any balance greater than $50,000 earns just 0.50% APY.

Fortunately if you plan on depositing more than $50,000, you have some options.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (58 votes, average: 4.00 out of 5)
Loading...

Check Out These Banks Offering Bump-Up CD Promotions: February 2019

piggy-bank-red-bowWhen markets expect interest rates to move up, bump-up CD promotions start to become more popular.

And since the Fed has been inching up its benchmark interest rate, we’re seeing a few more these days.

Indeed, we have a few banks on our radar.

Remember, you can always find the best deals in your area by checking our chart of the best CD rates.

Here are four banks currently offering bump-up CD promotions:

Banks Currently Offering Bump-Up CD Promotions
Bank Term Base Rate APY
Ally Bank  2-year, 4-year 2.60%, 2.60%
Cornerstone Bank 14-month, 26-month 2.27%, 2.83%
American United FCU 3-year, 5-year 3.35%, 3.50%
TIAA Bank 3.5-year 3.00%

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (13 votes, average: 4.46 out of 5)
Loading...

Best Checking Account Offers for February 2019

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $300.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for January 2019:

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (14 votes, average: 4.43 out of 5)
Loading...

Navy Federal Has Great January Car Loans

Navy Federal Credit Union is offering some of January’s best deals on car loans to borrowers nationwide.

The biggest credit union in the country based on assets and members is charging as little as 2.99% APR on new-car financing for up to 36 months and as little as 3.69% APR on financing for up to 60 months.

That’s nearly a full percentage point below the average cost for 5-year auto loans – 4.77%, according to our most recent national survey of lenders.

If you borrow $20,000 at 3.69% APR for 60 months, your monthly payment would be around $366. That’s before any down payments, rebates, trade allowances or taxes and fees are figured in.

That would save you about $10 a month over the average auto loan, or about $600 over the full five years.

We think you’ll have a difficult time finding a better deal.

But go ahead and search Bankrate’s database of the best auto loan rates from other lenders in your area. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
Loading...

Earn 2.75% on 7-Month To 23-Month CDs from Banker’s Trust

You might not guess that Iowa’s largest bank also serves customers in Phoenix, but Bankers Trust Company is offering the same great CD deal in both markets.

It’s paying 2.75% APY on a pick-your-term certificate ranging from 7 to 23 months.

Compared with the top nationally available 12-month return of 2.85% APY from the banks on our CD Rates Leaderboard, the Bankers Trust deal is best at the shortest end of the range, where it handily beats the 2.50% APY you can earn from the top national 6-month CD.

Of course, it’s always best to check Bankrate’s extensive database of the day’s best CD rates in the country before committing to any certificate, but a 7-month yield of 2.75% APY isn’t easily outdone.

The rate can be improved even more for those willing to do additional business with Bankers Trust, with four relationship tiers offering CD rate boosts of up to 0.10%.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (1 votes, average: 5.00 out of 5)
Loading...

Salem Five Direct Is Offering An Attractive 2.30% On Savings Accounts

If you’re in the market for a savings account, Salem Five Direct is offering one of the top rates around.

Requiring just a $100 minimum deposit, it’s paying 2.30% APY.

There are only a handful of banks we’ve seen matching or beating that deal. Pure Point Financial, BBVA Compass, Quontic Bank and PNC Bank are all offering 2.35% APY on a savings account, while TAB Bank is offering 2.30% APY.

These rates we’re seeing are a far better than we could have hoped for even last year. But they haven’t quite settled where we’d like.

That said, hooking up with a bank like Salem Five Direct, which consistently offers solid deals, can get you set up in this rising-rate environment.

Of course, it’s always important to shop around for the best savings account rates and compare features before settling on a bank.

You can use our savings account comparison tool to find the best nationally available savings account deals.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
Loading...

Veridian Credit Union Offers Special 18-Month And 41-Month CDs

Veridian Credit Union Logo

Veridian Credit Union, Iowa’s largest credit union by membership, recently introduced some very competitive 18-month and 41-month CD specials.

With a $1,000 minimum deposit, savers can earn 2.85% APY on an 18-month CD. That rate jumps to 3.05% APY with a $100,000 minimum deposit.

Similarly, a 41-month CD with a $1,000 minimum deposit earns 3.25% APY from Veridian. That rate jumps up to 3.45% APY with a $100,000 minimum deposit.

Both CDs also offer a one-time bump-up options.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (15 votes, average: 4.07 out of 5)
Loading...

Best 2 Year CD Rates for January 2019

24-month CDs

The best nationally available 2-year CD this month is paying 3.05% APY.

Overall, CD rates are on the rise. And 2-years are something to keep an eye on.

You can pick up 3.05% APY from Popular Direct with a $10,000 minimum deposit.

Can’t swing that minimum? No worries. We have a total of 11 banks on our list paying 2.70% APY or better with varying minimum deposit requirements.

Of course, you might be able to find some even better deals at your local credit union or community bank.

That makes it even more important to shop around thoroughly for the best CD rates.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (29 votes, average: 4.45 out of 5)
Loading...

Citizens Access’ CD Rates Are Some Of The Best Around

citizens bank cd rates

It’s rare to find a national bank paying the top rate on nearly every CD term, but Citizens Access is certainly trying to do just that.

CD rates from the online bank are highly competitive.

And we consistently see this bank at the head of the pack.

The one caveat is that it does require a somewhat hefty $5,000 minimum deposit to open a CD.

If you can’t quite swing that minimum, check out banks like Marcus and PenFed, who are both offering competitive CD rates with lower minimums.

Overall, CD rates are on the move this month. To our delight, we’ve seen several banks increase their CD rates in the new year.

But we’re not quite there yet. The average 5-year CD pays just 1.47% APY.

Fortunately, Citizens Access is offering more than twice that average on 5-years — 3.15% APY with a $500 minimum.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Read on to learn more about Citizen’s CDs.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
Loading...